6 popular finance calculators

Loan ki EMI ka sahi hisab, seconds mein.

Home, car ya personal loan ki EMI nikalein—saath hi SIP growth aur SWP monthly withdrawal ko bhi simple numbers mein plan karein.

Simple details. Poora hisab. Lender se baat karne se pehle amount, rate aur tenure badal kar options compare karein.
Advertisement

Apni EMI calculate karein

Loan offer ki details yahan enter karein.

₹50,000₹5 crore
1%30%
1 year30 years

Aapki monthly EMI

₹21,696

per month

Loan repayment breakdown Principal and total interest as a share of total repayment.
Principal amount₹25,00,000
Total interest₹27,07,045
Total amount payable ₹52,07,045

Estimate based on a fixed interest rate and monthly reducing balance.

Dekhein prepayment se loan kaise badalta hai

Regular EMI ke saath optional extra amount add karein. Calculator estimate karega ki kitna interest aur kitna time bach sakta hai.

Enter 0 if you do not plan to prepay.

Estimated interest saved₹0
Loan closes earlier by0 months

Month-by-month repayment

MonthPrincipalInterestPaymentBalance

Investment ka hisab bhi ek jagah

SIP se estimated corpus dekhein, ya SWP mein regular withdrawal ke baad balance kitna reh sakta hai—amount, expected return aur duration badal kar scenarios compare karein.

Advanced SIP Calculator

Normal SIP, yearly step-up aur target-based monthly SIP—teenon ka complete investment growth calculation.

₹500₹2 lakh
0%30%
1 year40 years
0% normal SIP30% yearly
₹5 lakh₹10 crore
Projected corpus with step-up₹30,17,576
Without step-up₹23,23,391
Total invested₹19,12,500
Estimated returns₹11,05,076
Starting monthly SIP for your goal₹33,140

Goal calculation includes the selected annual step-up. Return is an illustration, not a guarantee.

Year-wise growth chart

Chart aur totals isi calculator ke current inputs se bante hain.

Estimated valueAmount invested
SIP year-wise growth chart Line chart comparing invested amount and estimated portfolio value over the selected duration.

Year-wise breakdown

Step-up SIP ke annual deposits, value aur returns.

YearInvestedValueReturns
SIP kaise calculate kare?

Monthly amount, expected yearly return aur duration dalein. Normal SIP ke liye step-up 0 rakhein; salary ke saath contribution badhana ho to yearly step-up choose karein. Goal amount se required starting SIP bhi turant milegi.

SWP Calculator

Regular monthly withdrawal ke baad kitna balance reh sakta hai?

₹1 lakh₹5 crore
₹500₹5 lakh
0%30%
1 year40 years
Estimated remaining balance₹25,77,482
Total withdrawn₹24,00,000
Estimated growth earned₹24,77,482

Corpus lasts through the selected 10-year period.

SWP kya hai?

Systematic Withdrawal Plan mein investment corpus se har month fixed amount nikala jata hai. Starting corpus, expected return aur withdrawal enter karke dekhein paisa selected duration tak chalega ya pehle khatam ho sakta hai.

SIP ka matlabSystematic Investment Plan mein ek fixed amount regular interval par invest hota hai. Market returns guaranteed nahi hote.
SWP ka matlabSystematic Withdrawal Plan mein invested corpus se regular amount nikala jata hai. High withdrawal se corpus jaldi khatam ho sakta hai.

Fixed saving calculators

FD lump sum, RD monthly saving aur 15-year PPF ke estimated maturity amounts compare karein.

FD Calculator

Lump sum fixed deposit ka estimated maturity amount.

₹10,000₹1 crore
0%15%
6 months20 years
Estimated maturity value₹7,07,389
Total interest earned₹2,07,389

Estimate assumes quarterly compounding.

FD calculator Hindi me kaise use kare?

Ek baar jama hone wali deposit amount, bank ka annual rate aur tenure dalein. Tool quarterly compounding ke basis par maturity amount aur total interest ka estimate dikhata hai.

RD Calculator

Har mahine ki recurring deposit se estimated maturity.

₹500₹2 lakh
0%15%
1 year20 years
Estimated maturity value₹3,57,965
Total deposits₹3,00,000
Estimated interest₹57,965

Estimate uses monthly compounding; bank method may differ.

RD kaise nikale?

Har month jama hone wali amount, annual interest rate aur total years enter karein. Calculator total deposits, estimated interest aur recurring deposit maturity value alag-alag dikhata hai.

PPF Calculator

15 saal tak yearly deposit ka estimated PPF corpus.

₹500₹1.5 lakh
0%15%
PPF duration
15 years

Standard lock-in period ke basis par calculation.

Estimated maturity value₹40,68,209
Total deposits₹22,50,000
Estimated interest₹18,18,209

Assumes each yearly deposit is made at the beginning of the year.

PPF calculator Hindi guide

Yearly deposit aur expected PPF rate dalein. PPF maturity calculator 15-year Indian PPF tenure par total deposits, estimated interest aur maturity corpus nikalta hai; official rate future mein badal sakti hai.

Advertisement

EMI kya hoti hai aur kaise calculate hoti hai?

EMI ka full form Equated Monthly Instalment hai. Yeh fixed amount hai jo aap loan poora hone tak har mahine lender ko dete hain. Har EMI mein principal ka ek hissa aur borrowing ka interest shamil hota hai.

Home loan EMI calculator kaise use karein

  1. Jitna paisa borrow karna hai, woh loan amount enter karein—property price ya down payment nahi.
  2. Lender ka bataya hua annual interest rate dalein.
  3. Loan tenure years ya months mein choose karein.
  4. Monthly EMI, total interest aur month-wise repayment schedule dekhein.
  5. Extra monthly payment add karke possible prepayment saving compare karein.

Tenure badalne se EMI par kya asar hota hai?

Lamba tenure usually monthly EMI kam karta hai, lekin total interest badh sakta hai. Chhota tenure EMI badhata hai, par overall interest burden kam ho sakta hai. Loan choose karte waqt sirf EMI nahi—total interest aur total payment bhi compare karein.

Home, car aur personal loan ka EMI hisab

Yahi reducing-balance EMI formula kai fixed-rate loans par kaam karta hai. Hamesha lender ke offer mein diya exact rate, tenure aur terms use karein. Floating-rate loan ka rate future mein badal sakta hai, isliye actual EMI ya tenure estimate se alag ho sakta hai.

SIP calculator and compound investment growth

This SIP calculator estimates how recurring monthly investments may grow through compounding. Enter a starting contribution, expected annual return and duration. Add an annual step-up to model rising contributions, or set a target corpus to calculate the starting monthly SIP required.

How to use this recurring investment calculator

  1. Enter the amount you can invest each month.
  2. Choose an expected annual return and investment period.
  3. Use 0% step-up for a normal SIP, or add a yearly increase for a step-up SIP.
  4. Set a financial goal to see the required starting monthly contribution.
  5. Review the invested-versus-returns split, growth chart and year-wise breakdown.

SIP kaise calculate kare?

Monthly contribution ko har month ke start mein invest maan kar compound kiya jata hai. Step-up select karne par monthly amount har 12 mahine baad chosen percentage se badhta hai. Actual market return fixed nahi hota, isliye result ko investment planning estimate samjhein.

EMI ke baare mein common sawaal

EMI kaise nikale?

Loan amount, annual interest rate aur tenure calculator mein dalein. Tool reducing-balance formula se monthly EMI, total interest aur total payment turant nikal dega.

Home loan EMI calculator ka result kaise samjhein?

Monthly EMI har mahine dene wala amount hai. Total interest borrowing ki overall cost hai, aur total amount payable principal plus interest hota hai. Lamba tenure EMI kam kar sakta hai lekin total interest badha sakta hai.

Personal loan EMI kaise calculate kare?

Personal loan ka approved amount, annual rate aur tenure enter karein. Same EMI formula apply hota hai. Processing fee aur insurance jaise extra charges is estimate mein include nahi hain.

EMI kam karne ke tarike kya hain?

Bada down payment, kam interest rate, longer tenure ya regular prepayment se EMI ya interest burden kam ho sakta hai. Longer tenure se monthly EMI kam hoti hai, par total interest badh sakta hai—dono figures compare karein.

Kya floating-rate home loan ke liye yeh calculator use kar sakte hain?

Current rate se estimate nikal sakte hain, lekin floating rate future mein badal sakta hai. Rate change hone par lender EMI, tenure ya dono adjust kar sakta hai.

SIP calculator ka return guaranteed hota hai?

Nahi. Calculator constant expected return ke basis par illustration deta hai. Mutual fund ya market-linked investment ka actual return market movement, fees aur taxes ki wajah se kam ya zyada ho sakta hai.

SWP mein corpus kab khatam ho sakta hai?

Jab withdrawal aur market losses milkar corpus ki growth se zyada ho jayein, balance selected period se pehle khatam ho sakta hai. Calculator aise scenario mein estimated month batata hai.

Step-up SIP calculator kaise kaam karta hai?

Starting monthly SIP har 12 mahine baad selected percentage se badhti hai. Calculator har monthly contribution ko expected rate se compound karke year-wise invested amount, estimated value aur returns dikhata hai.

₹1 crore goal ke liye monthly SIP kitni honi chahiye?

Target corpus, duration, expected return aur annual step-up enter karein. Goal-based result selected assumptions ke basis par required starting monthly SIP batata hai; actual market performance se required amount badal sakta hai.

Is this a compound interest calculator for recurring investments?

Yes. It models monthly recurring contributions with monthly compounding based on the annual return you enter. It is an investment growth illustration, not a guaranteed return quote.

SWP kya hai aur SWP calculator kaise use kare?

SWP ek regular withdrawal plan hai. Starting investment, monthly withdrawal, expected return aur duration enter karein; calculator total withdrawal, estimated growth aur bacha hua balance dikhayega.

FD calculator Hindi me maturity kaise nikale?

Deposit amount, saalana interest rate aur tenure enter karein. Maturity value principal plus estimated compound interest hoti hai. Actual bank rate, compounding frequency aur tax treatment check karein.

RD kaise nikale aur monthly deposit ka interest kaise banta hai?

RD mein har monthly installment alag duration ke liye interest earn karti hai. Monthly amount, rate aur years enter karne par calculator total deposit, estimated interest aur maturity value nikalta hai.

FD aur RD calculator ke result mein kya difference hai?

FD calculator ek baar deposit ki gayi lump sum amount par maturity estimate karta hai. RD calculator har mahine deposit hone wali amount ka maturity estimate deta hai. Bank ki compounding aur rounding method se final amount thoda alag ho sakta hai.

PPF calculator Hindi: 15 saal ka maturity amount kaise nikale?

Yearly contribution ko har saal ki shuruaat mein deposit maan kar selected annual rate se 15 saal compound kiya jata hai. PPF rate government revise kar sakti hai, isliye actual maturity estimate se alag ho sakti hai.